Why Should You Finance Your New AC System?

New Central Air Unit

If you have your local HVAC company on speed dial due to the frequent need for AC system repairs in Alpharetta, GA, then you might be ready for a newer, more well-behaved HVAC unit. If you are on the fence and worried about budgeting to cover the expense of a new system, then financing can be a great option. Let’s look at why you should finance your new AC system.

Energy Savings

An old cooling unit is almost synonymous with wasted energy and inefficiency. When you finance a new system, you will begin reducing your energy costs almost immediately. As an example, if you replace a mid-2000s-era AC with a newer generation 18 SEER unit instead, you can shave around 48 percent off your home’s annual cooling bill, making a new unit a green choice for your family.

Enhanced Comfort

Enjoying your home means being comfortable in it year-round. That’s not possible if your HVAC isn’t working as it should. No one wants to live where the indoor temperature is too humid or too hot. A new heating and cooling system financed by a trusted lender can help you enjoy your home — your castle, your sanctuary — to the fullest with every season.


By financing your unit, you’re not out a big amount of cash at once. Instead, you make smaller monthly payments on the total cost of your HVAC system. This can make it more feasible to get the new unit you need without waiting.

Improved Health

Your old, inefficient AC unit might not just be harming your wallet; it can also be harming your overall health. Indoor air quality is negatively impacted by indoor contaminants released into the air when an AC unit doesn’t work properly. This can worsen conditions such as allergies and asthma.

Increase in Home Value

If you’re looking to put your home on the market soon, a new AC system is a big selling point among homebuyers. What’s more, lenders look favorably upon new AC unit installations when considering homeowners for home equity loans or lines of credit.

Financing Your New, More-Efficient HVAC System

Stop throwing good money after bad with repeated AC service on a unit that’s nearing the end of its useful service life. Learn more about the special financing options available for buying your new AC unit with Gagne.